Home Loan Offset Account Calculator

An offset account is one of the most powerful features available on a home loan — yet many borrowers either do not know about it or do not fully understand how it works. Simply put, money sitting in your offset account reduces the balance your interest is calculated on. The more money you keep in it, the less interest you pay.

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Use this free Home Loan Offset Calculator to see exactly how much you could save in interest and how much sooner you could pay off your loan.

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The results often surprise people. Even keeping your everyday savings and salary in an offset account rather than a separate savings account can save tens of thousands of dollars over the life of your loan.